Compare 15+ banks & NBFCs, check eligibility in 60 seconds, and get your actual loan sanctioned — not just in-principle — in 1–2 working days. Backed by 15+ lender partnerships and full study abroad support from Easy Admissions. Zero advisory fee, ever.
Whether you have collateral or not, we find the best lender for your unique situation — at no cost to you.
Secure higher loan amounts at the lowest interest rates by pledging property, FDs, or insurance as security. Government banks start from just 7%.
No property? No problem. Get unsecured loans up to ₹1 Crore based on your academic profile, co-applicant income, and university ranking — no security required.
Get your loan actually sanctioned — not just in-principle — within 1–2 working days through our fast-track NBFC and private bank partners. Ideal before visa interviews.
Get sanctioned before your university offer letter arrives. Strengthens your visa application and shows universities you are financially ready from day one.
Country-specific loan structures, interest rates, and lender recommendations for your exact destination — because every market is different.
Transparent rate comparisons across public banks, private banks, and NBFCs — no hidden fees, no pressure selling.
| Lender | Type | Interest Rate | Max Loan | Collateral | Processing Time | Best For |
|---|---|---|---|---|---|---|
| SBI Global Ed-Vantage | Govt. Bank | 7.00–8.50% | ₹1.5 Cr | Required | 10–15 Days | Lowest rate, large collateral · 15–20 yr tenure |
| Bank of Baroda Baroda Scholar | Govt. Bank | 7.50–8.50% | ₹1.5 Cr | Required above ₹7.5L | 10–15 Days | Max amount, 20-yr tenure, lowest EMI |
| Punjab National Bank | Govt. Bank | 7.50–8.50% | ₹1.5 Cr | Required | 10–15 Days | Strong collateral profiles · 15–20 yr tenure |
| ICICI Bank | Private Bank | 8.50–10.00% | ₹1 Cr | Partially Optional | 1–2 Working Days* | Fast sanction, flexibility · up to 14 yr tenure |
| Axis Bank | Private Bank | 8.50–10.00% | ₹75 L | Optional | 1–2 Working Days* | Flexible repayment · up to 14 yr tenure |
| IDFC First Bank | Private Bank | 9.00–10.00% | ₹50 L | Not Required | 1–2 Working Days* | No-collateral private bank · up to 14 yr |
| Avanse Financial | NBFC | 10.00–11.50% | ₹75 L | Not Required | 48 Hours | Collateral-free, quick sanction · 14 yr tenure |
| Credila (HDFC) | NBFC | 10.00–11.50% | ₹75 L | Not Required | 48 Hours | Pre-admission sanction · 14 yr tenure |
| InCred | NBFC | 10.25–11.50% | ₹60 L | Not Required | 48 Hours | Fastest approval, tier-2 cities · 14 yr tenure |
| Auxilo | NBFC | 10.25–11.50% | ₹60 L | Not Required | 48 Hours | STEM & top-ranked universities · 14 yr tenure |
* 1–2 working day sanction for private banks and NBFCs is achieved through our dedicated lender relationships. Government bank timelines of 10–15 days are standard. Rates are indicative and subject to lender discretion based on profile.
Calculate your expected return on investment and break-even timeline before you take a loan. Set your target: most STEM graduates abroad recover their cost in 1–3 years.
Fill in your details to unlock your personalised return on investment analysis and break-even point.
Stop guessing. Our eligibility checker analyses your profile against 15+ lender criteria and tells you your real approval probability — before you even apply.
Tell us about your course, country, loan amount, and collateral availability in under 5 minutes.
Our advisors match your profile with the best lender from our 15+ network for maximum approval and lowest rate.
We guide you on every document — income proof, property papers, GRE/IELTS scores — step by step.
Receive your actual sanction letter in as little as 48 hours. Use it for your student visa application.
Loan disbursed directly to your university. You focus on studies — we handle the financial coordination.
StudyAbroadLoan.in is powered by Easy Admissions Study Abroad — a full-service consultancy trusted by 10,000+ students across India for over 12 years. You get more than a loan. You get a complete journey partner.
"I had no collateral and was rejected by two banks. StudyAbroadLoan.in matched me with Avanse within 3 days. My ₹48L loan was sanctioned before my visa interview — which actually helped with the visa too."
"The ROI calculator showed me that my MBA at Warwick would pay for itself in under 4 years. That gave me the confidence to proceed. The team also helped me navigate scholarships alongside my loan."
"From shortlisting universities to getting my SBI loan sanctioned to visa approval — Easy Admissions and StudyAbroadLoan.in handled everything. It's the most stress-free I've been through any process."
Speak to an education finance specialist within 30 minutes. No obligations, no spam — just honest guidance from India's most trusted study abroad consultancy.
Compare 15+ banks & NBFCs · Sanction in 48 hrs
By submitting you agree to be contacted. We never sell your data.